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The Future & Security of Electronic Payments

                               Transforming the payment ecosystem

19 October 2017


8.30 - 9.15 Registration & Coffee


9.15 - 11.30 Session 1: The future of payments in the digital era: Transforming the

                                     payment ecosystem

Moderator: Gabriela Folcuț, President of The RBA Communication Commission


Speakers: Florin Dănescu, Executive President, RBA, George Anghel, Director Executive A.P.E.R.O, Valentin Vancea, Deputy Director General  IT & Operational

Patria Bank, Bogdan Năstase, Project Manager Transfond, Denisa Iatan, Expert BNR, Zoltan Szalai, Digital Banking Sales Manager Gemalto, Pietro Lanza,    Head of Global Sales & Marketing Euronovate, Andrei Berghian,Account Manager

Allevo, Lorena Butușină, Associate, Attorney at law Reff & Associates SCA, member of Deloitte Legal


  1. Transforming the payment ecosystem.  At stake: customer experience
  2. The Digital Agenda
  3. Instant payments
  4. PSD2: a regulation in the digitalization era
  5. ID check & eSignature processing

   - Application for ID verification through electronic channels

   - Application for electronic signature

  1. New opportunities in the context of PSD2: Services delivered to users by

    third party payment providers (TPP) and made available by banks (AS PSP),

    in conformity with the Directive provisions 

  1. Focus: Technical details regarding the new directive on payment services


11.30 - 11.45 Coffee Break


 11.45 - 13.30 Session 2: Challenges and opportunities concerning cyber security                       


  Speakers: Nelu Munteanu, Director, Alexandru Bocunescu, expert 

  Face Reading Face Keys Romania, Ștefan Belloiu, Business Development Nova

  IT, Tudor Goicea, Business Development, TypingDNA

  1.  Threats in the national cyber space – the development of cyber threats and counter   actions
  2. People's role in the technology era: Personality interpretation based on                face lineament
  3.  Transaction security: biometric payments                                                                                                                                                                           

    - Authentication and payment initiation via biometric parameters vs. biometric         

    authentication seen as an additional security measure

    - Main technologies: finger print, finger vein, palm vein, iris, face recognition

       (lower usage due to the big error rate)

    - E-wallet applications for phones

    - Operating in the context of GDPR and PSD2

    - Advantages for consumers           

  1. Authentication solutions in PSD2. Technology introduction: "Typing Biometrics"

   - Choosing your authentication solution adequate for PSD2

   - Security, user experience & cost 

   - Case study: "Typing Biometrics" as passive biometric authentication

  1. Impact&Security of the blockchain on the financial and banking sector


13.30 - 13.50 Last 5 minutes. Closing of the Conference